An investment in Healthcare Trust of America, Inc. is subject to significant risks. You should purchase shares only if you can afford a complete loss. You should carefully consider the information set forth in the “Risk Factors” section of the prospectus for a discussion of material risk factors relevant to an investment in our common stock, including but not limited to, the following:

• No public market exists for our common stock and therefore it will be difficult for you to sell your shares. If you are able to sell your shares, you would likely have to sell them at a substantial discount.
• Continued volatility in the credit markets and real estate markets could have a material adverse effect on our results of operations, financial condition and ability to pay distributions to stockholders.
• Our success depends to a significant degree upon the continued contributions of certain key personnel, each of whom would be difficult to replace. If we were to lose the benefit of the experience, efforts and abilities of one or more of these individuals, our operating results could suffer.
• The amount of distributions we may pay, if any, is uncertain. Due to the risks involved in the ownership of real estate and securities, there is no guarantee of any return on your investment in us and you may lose money.
• Under our charter, we are permitted to incur substantial debt, which could lead to an inability to pay distributions to our stockholders, or could decrease the value of your investment in the event that income on, or the value of, the property securing the debt falls.
• We have paid distributions from sources other than our cash flow from operations, including from the proceeds of our initial offering or from borrowed funds; if we pay future distributions from sources other than our cash flow from operations, we will have fewer funds for real estate investments and your overall return may be reduced. Our organizational documents do not establish a limit on the amount of net proceeds we may use to fund distributions.
• Distributions we pay to our stockholders may include a return of capital, which will lower your tax basis in our shares.
• There are limitations on the ownership, transferability and redemption of our shares which significantly limit the liquidity of an investment in shares of our common stock.
• You will not have the opportunity to evaluate the investments we intend to make with the proceeds from this offering prior to purchasing shares of our common stock.
• Our board of directors may change our investment objective without seeking stockholder approval.
• This is a “best efforts” offering and if we are unable to continue to raise substantial funds, then we will be limited in the number and type of investments we may make.
• The healthcare industry is heavily regulated, and new laws or regulations, changes to existing laws or regulations, loss of licensure or failure to obtain licensure could result in the inability of our tenants to make lease payments to us.
• If we do not remain qualified as a REIT, it would adversely affect our operations and our ability to make distributions to stockholders.

In consideration of the risks related to an investment in Healthcare Trust of America, Inc., we have established suitability standards for all stockholders, including subsequent transferees. These suitability standards require that a purchaser of shares have either: (1) a net worth of at least $250,000; or (2) an annual gross income of at least $70,000 and a net worth of at least $70,000. Alabama, California, Iowa, Kansas, Kentucky, Michigan, Ohio, Oregon, Pennsylvania, and Tennessee have established suitability standards different than those we have established. Shares will be sold only to investors in these states who meet the special suitability standards. Please see the prospectus for details of the suitability standards for these states.